Welcome to the William Ashworth State Farm Agent office, proudly serving Lakeland, TN and the surrounding communities since 2012. With more than 13 years of experience in the insurance industry, my team and I are committed to helping individuals, families, and business owners feel confident about the protection they have in place and supported when life brings the unexpected.

I’m William Ashworth, and I’m licensed to serve customers across Tennessee, Mississippi, and Arkansas. From Lakeland, TN to Memphis, Arlington, Bartlett, Cordova, Collierville, and Germantown, we focus on building long‐term relationships rooted in clear communication and dependable service. Insurance decisions matter, and we take the time to help you understand your options so you can make informed choices for today and tomorrow. Our office offers a full range of insurance services designed to fit real life. That includes Auto and Homeowners Insurance to help protect what you drive and where you live, Renters and Condo Insurance for changing living situations, and Life Insurance to help safeguard the people who matter most. We also work closely with local entrepreneurs on Business Insurance, offering guidance that reflects the realities of owning and operating a business. No matter the situation, our goal is to help you feel prepared and supported every step of the way.

Outside of the office, I enjoy spending time with my family, including my wife, Mary, and our two children, Charley and Max. In my free time, you’ll often find me golfing, fishing, volunteering in the community, or coaching and watching sports. Those experiences keep me connected to the people and neighborhoods we serve and shape the way I approach my work as your Good Neighbor.

Call the office today or stop by and let’s talk through your coverage together. We’d love to help you protect what matters most.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Serving Lakeland and the surrounding area, William can help answer your questions.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? William in Lakeland can walk you through your options.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. William works with Lakeland residents to find coverage that fits.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Connect with William for insurance guidance in Lakeland.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. In Lakeland, you can count on William for personalized service.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. William serves Lakeland, TN and is happy to help with your insurance needs.